1. Acceptance
By using our website or placing an order with Pournami, you accept these Terms & Conditions.

2. Orders & Prices
All orders are subject to availability and confirmation. Prices are as listed, inclusive of applicable taxes unless stated otherwise. Product images are indicative and may vary.

3. Payments & Billing
We accept payments via secure third-party gateways. Discrepancies should be reported promptly.

4. Delivery & Shipping
Standard delivery terms apply. Estimated delivery times are provided at checkout.

5. Returns & Refunds
Please refer to our dedicated Return & Refund Policy below.

6. Intellectual Property
All content (images, descriptions, design elements) belongs to Pournami and is protected under copyright law.

7. Limitation of Liability
Pournami is not liable for indirect or consequential damages. Our total liability is limited to the order value.

8. Governing Law
These terms are governed by the laws of India.

9. Amendments
We may revise these terms at any time; the updated version will appear here with a new date.